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Insurance and Billing

North Metro Surgery Center accepts most major insurance and managed care plans. We offer the option to pay bills online. Please check with your insurance company regarding any pre-admission or pre-certification guidelines that may be required.


As a courtesy to our patients, we will bill your insurance company when provided with the necessary information. Please realize that your policy is a contract between you and the insurance company. Any required co-payments, deductibles or non-covered services are beyond our control and your subsequent responsibility.

Patients will receive a pre-op phone call from the business office to review their insurance coverage and financial responsibilities due at the time of surgery. At that time, patients will be informed of any co-pay or deductible that is due on the day of surgery. Co-payment and deductibles must be paid at the time of admission. If an overpayment is made on the account, you will receive a refund.

After your insurance company has remitted payment to us, you may be responsible for any balance unpaid by your insurance company. Method of payments accepted are cash, money order, cashier’s check or major credit cards. If special payment arrangements are necessary, please call the center prior to your surgery.

If you have any additional concerns or questions, please call the office at (763) 447-4310.

The Cost of Your Procedure

Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.

You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients).  Many health insurance websites also provide information on where to find in-network services.

Planning a Procedure on a HDHP

A High-Deductible Health Plan (HDHP) is a plan with a higher deductible than a traditional health insurance plan.
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Managing Healthcare Cost

A High Deductible Health Plan (HDHP) can be a wise way to save money on health insurance and take a proactive role in your healthcare.
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Understanding Your Insurance

Health insurance is an agreement between you and an insurance company of your choosing.
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